Educational use only
Real Mortgage Payment provides mortgage calculations and educational content for general information. It is not a lender, mortgage broker, financial advisor, tax advisor, attorney, or real estate professional.
No loan offer or approval
Calculator results are not a loan offer, commitment, preapproval, approval, rate lock, or guarantee of financing. Actual loan terms depend on lender requirements, borrower qualifications, property details, market conditions, and other factors.
Accuracy of estimates
The calculator uses common fixed-rate mortgage formulas and user-entered assumptions. Results may be inaccurate if inputs are incorrect or if actual loan terms, fees, taxes, insurance, PMI, HOA dues, or other costs differ.
Acceptable use
You agree not to misuse the website, interfere with its operation, attempt unauthorized access, or use the content in a misleading way.
Third-party services
The site may use third-party hosting, analytics, advertising, or links. Real Mortgage Payment is not responsible for third-party websites, services, or policies.
No warranties
The site is provided as-is and as available. Real Mortgage Payment does not guarantee that the site will be uninterrupted, error-free, complete, or suitable for your specific financial situation.
Limitation of liability
To the fullest extent permitted by law, Real Mortgage Payment is not liable for losses or damages arising from your use of the calculator, content, or reliance on estimates.
Changes
These terms may be updated over time. Continued use of the site after changes means you accept the updated terms.